Private Client Wealth Management

At High Rock’s Private Client division, we manage money for individuals, families, professional and private corporations on a Separately Managed Account (SMA) basis. This means that it is your account and they are your securities at all times. High Rock Capital manages investments in your account on a discretionary basis as set out in your unique investment strategy. Your account is held at Raymond James Correspondent Services (the Custodian for holding our securities and providing trade settlements and tax reporting etc.) with all the safety of the Canadian Investor Protection Fund (CIPF).

In our Private Client mandates, we invest in a balanced portfolio consisting of three Models: Fixed Income, Global Equity and Canadian Tactical. Once we perform an in-depth analysis of your personal financial situation, we create a Wealth Forecast which forms the basis for how much risk we need to take to meet your future goals. We then allocate your capital accordingly to our three models in weights we believe will help meet your future goals, without taking more risk than needed. And we meet twice per year to assess how your portfolio is doing vs the goals we set and, importantly, to see if there are changes in your life that require us to make changes to the risk in your portfolio. This is truly a bespoke arrangement.

We have Private Clients from all across Ontario and BC, many of whom are:

Teachers and Retired Teachers, Dentists/Doctors/Chiropractors and their Professional Corporations, Chartered Professional Accountants, Business Owners/Entrepreneurs, Investment Bankers, Lawyers, Private Real Estate Investors, Real Estate Agents, CEO’s, CFO’s and other corporate executives (and retired),Professional Athletes

Our Mission Statement for our Private Client division is simple. Managing a family’s wealth is about three things and we work darn hard to do all three extremely well:

Investment Management – based on deep fundamental research

Financial Planning – your Wealth Forecast forms the basis for our investment decisions

Client Service – communication and an open-door policy, 24/7

High Rock’s Private Client division is unique against other Asset Management firms and Investment Advisors:

Interests totally aligned – we manage our own money exactly the same as our Client money – we eat our own cooking

Complete fee transparency – we show you in detail exactly what you pay

Expertise in capital markets – decades managing large-scale risk for a living and ability to offer a Tactical Model along with a core competency in the opaque bond market

Independent Review Committee – we believe we are the only Portfolio Manager, managing money on an SMA basis, to have adopted an IRC